Showing posts with label rich. Show all posts
Showing posts with label rich. Show all posts

Monday, April 12, 2010

Millionaire Here and Now



This post is about a major shift in my way of thinking that occurred a year ago, a shift that caused a dramatic improvement in my enjoyment of life. If you’d like to experience more joy in your life right now instead of merely hoping things will get better in your future, you might find my story helpful.

During February 2009 I was developing and implementing payment applications in the payment industry in which I still work at the moment, then one of my goals and the reason of this blog was to become Millionaire in less than five years. I figured that would be a very positive goal to achieve, one that would give me a lot more freedom, one that would really challenge my past objectives and the general perception of wealth. However, I noticed that even though I was working in a good industry, I wasn’t enjoying much freedom in the present. I had to answer to customers, directors and other stakeholders. I had to meet deadlines set by others. And I had to do many tasks I didn’t particularly like. When I gazed into the future, I saw the potential for wealth and freedom, but in order to reach that point, I would have to endure a definite absence of those qualities in the present.

Initially this plan of delayed gratification seemed sensible and intelligent to me. Shouldn’t I make sacrifices while I’m young in order to create a better future for myself? Wouldn’t it be great to become a Millionaire in my 30s?

But something about that mindset didn’t sit right with me. My intellect liked it, but my intuition kept fighting it. I experienced a major head-vs-heart battle as I pondered the issue of sacrificing freedom in the present in order to achieve supposedly greater freedom in the future. I figured it was just a matter of discipline and self-sacrifice and that in the long run, all my efforts would pay off. But after just a year of hard work and encountering some major roadblocks along the way, I felt like I just wasn’t getting any closer to my goal. It always seemed to be just a few more years away.

While organising my old bookshelf I found one day not long ago, certain book a book that practically jumped off the shelf at me: a book of my all time favourite Mr. Gurdjieff. I had such a strong intuitive sense about the book that I just read it again right away.

One if the main ideas of the book is the: "Here and Now" that simple idea continues to swirl about in your consciousness weeks after you’ve read it. It left me permanently changed.

The basic principle of the book is quite simple — nothing exists outside this present moment. But that’s a very different way of thinking than I was used to. I used to think of my lifetime as a line segment from birth to death. The present moment was a single point on that line moving slowly forward. The past was the part of the line behind that point, and the future was the part ahead of it. After reading Mr. Gurdjieff again and again and again, I stopped thinking of my life in this way. I finally understood that this model was extremely disempowering.

The Here and Now taught me that there is no line segment. The point is all there is. The past and the future are illusions. They only exist to the degree we focus our attention on them right now. We create the past and the future by imagining them in the present. But we don’t even exist outside the Now.


This might seem like just a semantic difference, perhaps even an erroneous one, but it was a radical new way of thinking for me, and I was eager to test it. As I grasped the idea that nothing exists outside this present moment, I turned my overall life strategy upside down. I understood that if I am to experience anything in life, I must create it in this moment, so here it comes Millionaire Here and Now!. It must exist in some form right now, or it doesn’t exist at all. So the idea of creating freedom and wealth in the future by constraining myself in the present was nothing but a fool’s errand. That future would never arrive as long as I was creating confinement and scarcity in the here and now. The future is certainly a convenient mental construct, but I found that projecting too much of what I wanted into my future was hurting the enjoyment of my present. What’s the point of working to create a future of joy and freedom if my present reality is just the opposite? If I wanted freedom and wealth in the future, I had to seed its creation right here, right now. The only power I have to create anything is here in the present. I adopted the mindset, “If it doesn’t exist in some form right now, it never will exist.”


This shift in thinking produced a significant shift in my priorities. I began focusing more of my energy on improving the quality of my present reality instead of projecting all those improvements into the realm of someday. I started asking questions like, “How can I experience more joy in this very moment?”

Some basic changes in my attitude have been taking place in my way of living I eventually stopped doing what I dont like and shifted my focus to personal development. Why? Largely because I enjoyed personal development more than anything else. I got rid of some projects and began working more time from home. I stopped doing deadline-oriented project work and started blogging and writing articles I could complete in a single sitting. I started taking more time off. I began doing more things I enjoyed, such as exercising, reading, meditating, and spending time with my wife and my son. I became less stingy with my cash and began spending it more liberally when the situation warranted.

I was initially concerned that focusing too much on the present moment would make me shortsighted. But my experience has been just the opposite. I’m still able to make plans for the future and work on long-term goals. In the past I would set goals because I believed that achieving those goals would increase my happiness. But now the flow goes in reverse. Today I set goals to increase my expression of the happiness I’m already enjoying... including the money.

With this personal development business, I also want to keep building web traffic. But now it’s mainly because I’m so passionate about the work I’m doing that I want to share it with as many people as possible. Again, the flow has been reversed. I don’t look to this business to make me happy. I look to this business to express my happiness outward and to share it with others.The big irony is that my future is in much better shape even though I focus most of my attention on the present. By making my present reality as enjoyable as possible, my motivation has just been soaring. I’m working from a state of joy instead of a feeling of obligation. I write because I enjoy writing, not because I feel I must keep writing in order to make money. If I don’t feel like writing, I don’t write. Whenever I feel like taking several days off, I do that, In fact in a couple of weeks I will take a trip to Amsterdam to visit some great friends from the past to mantain my present alive

I’ve actually created the very situation I was hoping money would someday grant me. I imagined what I would do if I was already rich beyond my wildest dreams. I saw myself spending lots of time working on personal growth, doing all sorts of interesting experiments, and then sharing what I learned with others. I thought to myself, “That would be a truly incredible life for me.” But instead of waiting to become rich first, I decided to find a way to make it happen right now, even if I’d only be doing it for free in my spare time. I realized that telling myself I would do certain things after I was rich was just an excuse. Do you ever catch yourself saying, “Someday when I’m rich, I’ll do X”? Deep down you know that it isn’t a lack of money that’s holding you back though — it’s just fear. Why not find a way to do those things right now, if only on a small scale?

This line of thinking produced some amazing results for me. Even though I don’t have millions of dollars in the bank, I feel like I’m already living the way I would live if I were financially set for life. If I won $100 million in the lottery, I’d keep doing what I’m doing right now. The money would simply expand my capacity but not the essence of what I’m doing. What would you do if you were already set for life? Figure out what that is, and find a way to begin doing it on some level right now.

Today I’m so happy it’s almost ridiculous. I couldn’t even have imagined being this happy on a daily basis a year ago. And I certainly wasn’t depressed back then — I was at least content. But now my default emotional state is highly positive, not just neutral. I stopped seeking happiness in the future and instead looked for ways to create it right now.

I’ve noticed that the happier I feel, the less attached I am to outcomes. Instead of trying to acquire money, possessions, or other externalities, my focus has shifted to self-expression. I have a burning desire to create. Instead of having a craving to eat, it’s like I have a craving to cook. But of course by focusing on expressing instead of acquiring, I end up doing the very things that enable me to easily acquire whatever I want. Really I’m just doing what I love most. Infact I was talking with a colleague from the office and I was stating the simple idea that the biggest pleassures in life are FREE, (just deep inside think about it)

How do you feel about your life right this moment? Are you gushingly positive and overflowing with passion?

Or do you find yourself stuck in the same situation I was in a year ago, sacrificing your present happiness for the hope of a better tomorrow? How is that strategy working for you? Are you becoming significantly happier and more fulfilled with each passing year? Or are you just running on a treadmill while trying to convince yourself that someday things will be better?

There is no someday, you know. There is only right now. If your current life path isn’t a joyful one, turn around and take a different path. Other people will probably whine about your decision — no one on the treadmill of unhappiness likes being reminded that it’s possible to get off at any time. Of course I´m still after the Million but now it´s clear that it is not my Everything because maybe the seed of humanity was harvested on earth for other purposes...

Keep the attitude and I will be glad to read your comments. ENJOY AND SMILE!

Friday, March 12, 2010

Carlos Slim The richest Man on earth and a bit of Facebook


After spending most of my time celebrating in Mexico with family friends and people,and after organising some future Investment projects for Helsinki, and with my purpose of making one Million Euros in less than five years while reading the Forbes List I realized that the Richest Man on earth is Mexican and not to be so surprised he shares also my name Carlos.


Finaly in 2010 the richest man in the world is the Mexican telecom giant, Carlos Slim. That is according to Forbes magazine which has just released its annual list of the very rich people.

It is the first time since 1994 that an American has not led the ratings and it means he has knocked Microsoft founder Bill Gates into second place and the guru of Investing Mr. Warren Buffet.In his annual shareholder letter Buffett wrote, "We've put a lot of money to work during the chaos of the last two years. When it's raining gold, reach for a bucket, not a thimble."
Finland this year welcomed its first billionaire.


The listings are not just for the curious, Steve Forbes who is the magazine’s Editor-in-chief said they are a snap shot of where money is being made and where it is being lost: “Carlos Slim is ahead by about 500 million, which in that atmosphere is pretty close, about 53 and a half billion to 53 billion.

Here is the top ten Millionaires of the world:

Carlos Slim HelĂș
William Gates III
Warren Buffett
Mukesh Ambani
Lakshmi Mittal
Lawrence Ellison
Bernard Arnault
Eike Batista
Amancio Ortega
Karl Albrecht

The interesting aspect of all this is that despite a world recession 97 new billionaires have been added to the ratings, 62 of them from Asia.

The world’s youngest billionaire is 25-year old Facebook founder, Mark Zuckerberg, with a net worth of four billion dollars.

And now that suddently we ended up talking about facebook here goes an article that I wrote a month ago to be published in the Helsinki Times However as I did not see the results promissed here it goes right here...Enjoy:

FACEBOOK THE NEGATIVE AND POSITIVE SIDE OF IT

Facebook was founded in California in 2004 and has become the most popular online social networking service with more than 350 Million users, eclipsing News Corporation-owned MySpace. A few months ago it was revealed that a Russian Internet company is offering to buy $100 million worth of stock from Facebook employees in a deal that would value the fast-growing social network at $6.5 billion.

The Russian company, Digital Sky Technologies (DST), which invested $200 million in Facebook in May, is offering $14.77 per share of Facebook common stock.
Facebook's chief executive said at the time that the decision whether to sell stock was up to employees and that the offer "is recognition of Facebook's growth and progress towards making the world more open and connected."

US computer software giant Microsoft bought a 1.6 per cent stake in Facebook for $240million in 2007, a deal that valued the company at $15 billion.
While its number of users has grown at an amazing clip, Facebook, unlike other Web giants such as Amazon, eBay, Google and Yahoo!, has yet to prove how it is going to translate traffic into cash.

Facebook CEO Mark Zuckerberg said that Facebook would be cash flow positive by 2010 and the group is considering introducing more paid-for services to Facebook.
Today, more than 350 million people are using Facebook to stay updated on what's happening around them and share almost everything with the people in their lives.

But this unlimited type of sharing could bring Negative and Positive consequences for example the privacy issue: from last December onwards, all Facebook users’ status updates are made publicly available unless the user actively opts to change the settings and make it private. Users were alerted to changes via a ‘Notification’ posted in the bottom right hand corner of the site.

The site users were also given the opportunity to change settings on things like photographs and videos they upload to the site. However, the changes sparked criticism from internet users’ rights groups who said the move was a way for Facebook to facilitate more people making more personal information publicly available without realizing it.

The changes also followed agreements Facebook signed with both Google and Microsoft’s Bing, to allow people’s status updates (which are not set to private) to be indexed by both search engines in order to enable the search giants to provide real-time results creating an amazing marketing strategy targeting all ages and interest of people in real time.

But I don’t personally believe or buy everything that they offer me, so here comes the free will to accept the privacy settings or deny them, to buy all that is offered to me or ignore it, to be a part of facebook or simply skip it.
Another much more dangerous side of it could be found in Mexico by kidnapping people. When in June 2008, Fernando Marti a 14 year old boy was kidnapped and murdered; there was a great concern in Mexico. He was the son of a very prosperous business man in Mexico, owner of Sport City, a nationwide fitness center consortium.
While the parents waited to hear from the kidnapers, they find out that people were searching for information on facebook, at his son’s site, and circulating the life and style of his son through this social network.

Rumors were epidemically circulating thought the media, blogs, facebook and internet, about the high possibility that the kidnapers had gathered the information about their lives from facebook. Friends, family, trips, everyday social life, were all shown through this site.
While people spread out the word that facebook could be used to gather information for the kidnapers to select their victims, and many users remove their information or camouflaged their identity, there are other rumors concerning criminals searching for victims on facebook when they post in their status that they will be having a weekend off, then criminals come in and steal everything. All of this gives us an idea of the different issues that we have to watch out while choosing any of this sites or tools to communicate and share our information. We need to be careful, cautious and informed.
On a different end of events The fugitive Maxi Sopo, who is facing bank fraud charges in the US, was caught in Mexico after boasting on his Facebook page about 'living in paradise' in Cancun.
Mr. Sopo, 26, from Cameroon, spent his days on the beach and nights in clubs. But his fun on the run came to an abrupt end after he started to post Facebook updates about his exploits - and added a former US justice department official to his list of friends.
Because of that indiscretion, he is now in jail in Mexico City, awaiting extradition to the US. Federal prosecutors say he and an associate falsely obtained more than $200,000 from banks and credit unions in and around Seattle. "He was making posts about how beautiful life is and how he was having a good time with his friends,"

Of course there is also the Positive side of Facebook and one of it is the amazing possibilities of communication that it offers, real time information, contact with friends and family, for me it is a perfect tool of keeping my family close specially when they live on the other side of the Atlantic and I live in Helsinki.
Facebook is a perfect place to publish this blog (http://millionairedad.blogspot.com)and get more followers day by day, I sincerely believe that the future is in the net as long as it is used properly, it is true that sometimes the speed of communication could be dangerous but we just have to adapt to the new changes and make the best out of them. So if you want to add me as a friend on facebook don’t hesitate to do it on your free will: Juan Carlos Moya.

Keep your comments coming and see you back in Helsinki in a week...

Monday, February 16, 2009

How to Become Millionaire?


The Main idea of this blog is to have a glimpse and share some interesting ideas on how to make the best options to become extremely rich in a short period of time, personally after seking the peace inside my inner spirit I discovered that I also need to fulfill my material goals in life. This is the first part on the subject and I want to make clear the main idea of this post is to become Millionaire in a period of less that five years from today of course the sooner the better, and help others to make it I believe that sharing the various secreets to this task could be a great start(books, systems,investment strategies,models, secrets).

I will try to publish an article and some basic ideas on how to make money every week at least. I know the task is quite hard and I also know that it will require a lot of work.

But I want also to be the first example that it is absolutelly possible.

So welcome and let's make it hapen.